Category Archives: Debt

Debt Monster…..

P7140119My daughters wedding could have put us into debt big time if we had not decided before hand this would not happen. It took diligence to make sure we did not get sucked into the norm of, “It’s my day I can spend whatever I want.”

Really my friends, don’t you hate it when you have been drawn into what someone else thinks you should do or have or spend?  We dreamed big and then found ways to get what  we wanted; this  meant borrowing, building, searching, and putting the word out so our friends could help. So many wonderful things happened because of our persistence and being faithful to our goal of doing the wedding inexpensively.

I’d like to mentioned that time (doing things last minute, no good deals) and being tired (just buy it, I want to get home) are deal breakers. Ask me how I know this…… when it happens, don’t beat yourself up. Sometimes you’ll just need to step back and go over the plan again. Am I on track? If not, why not?

I don’t know about you, but I’m tired of being in debt. In our 26 years of marriage we have been out of debt, except our house, two times. And it lasted about three months, or until a crisis hit.

We have been able to keep the debt manageable…. but this wedding could have really put us over the edge; I just could not let this happen again. My husband works very hard for his dollars and as a single income family, I take my job of running the household very seriously.

I have to make very wise decisions with our cash if I want to keep that debt monster at bay. And truly at bay isn’t good enough for me - I want it gone! I purposed - with God’s help – to be wise in our wedding adventure.

How will you handle, “It’s my day?”    Teri

And the Price Tag Says….

227_3094.jpg

Today we are in search of the dress and of course everyone wants to come. I’m glad my van holds eight because all seats are full. We decided to go early and of course the nearest coffee shop is our first stop.

It will take us a good hour to get to our destination and the topic of conversation turns to the price of the wedding dress. The consensus was most dresses cost between $800 and $1,000 – at least, and if if you find one for $600 you’ve done good.

At the beginning of our wedding process I spent much time in prayer over the whole thing and I knew that $300 was the best I could do for the dress. After all, the wedding is much more than just the dress; we had a lot of other things to consider. 

We had picked a small hometown shop called Affordable Elegance and they were excellent! We walked in with eight people and started scoping out the place. The ladies who ran the shop were so helpful and totally put up with us. We had five young ladies under the age of 20 that were prowling through everything bridle.

After about an hour our bride had a few dresses in the keep pile but I could tell none were really THE one. So…I began going through the rows and found a beautiful dress, but… it wasn’t white and it wasn’t the right size. I asked our bride to please try it on, just for me.

To the dressing room she went grumbling all the way. Appearing a few minutes later to step up on the platform in front of all the mirrors. A hush fell over all the people in the store. Then all the oohs and aahs started. One woman made the comment “that’s your dress young lady.” My mother who had come along on our hunt said “well what’s the price?” knowing full well the price had been set. 

Oops, I hadn’t even thought to look at the tag. I took it in my hands and read out loud, $299. All my group just stood there dumbfounded. God is good, is all I could say.

Have you said your prayers?

Teri